Long-Term Capital,
Competitively Priced


To contact us for more information about the Debt program, please use this form:

CDT is a national direct lender and secondary market purchaser of permanent mortgages that support the development and preservation of affordable multifamily communities.

Well-priced permanent mortgages are critical to the financial stability of affordable housing, and ultimately to their low- and moderate-income residents. By providing long-term, fixed-rate financing for both new and existing developments, we help secure the foundation for healthy communities and strong local economies.

As a secondary market for permanent loans, CDT also purchases mortgages made by CDFIs, community banks, and other affordable housing lenders—helping to expand the supply of capital to affordable communities throughout the country.

Program Highlights

Fixed-Rate Forward Commitments

  1. Project Type: New construction, primarily LIHTC-financed
  2. Term: 15 to 30 years
  3. Size: $2 million to $10 million, with larger loans considered

Program Highlights

Immediate Fixed-Rate Funding

  1. Project Type: Existing stabilized properties
  2. Term: 15 to 30 years
  3. Size: $2 million to $10 million, with larger loans considered

Program Highlights

Secondary Market Purchases

  1. Project Type: Multifamily affordable communities, primarily LIHTC-financed
  2. Targets: Portfolios of new and seasoned loans, mix of loan sizes (minimum $2 million, no maximum)
  3. Term: Generally with maturities of 15 to 30 years

Contact Us

Brian Gallagher
Senior Vice President

David Knapke
Assistant Vice President

Contact Debt Team

Stay Informed

Subscribe to CDT News for updates on CDT’s work and the affordable housing finance market.

“CDT’s competitive forward commitment product is a major resource for our organization. Their product gives us the ability to fix our permanent capital costs upfront, which is a critical tool for developing affordable housing.”

Laurel Street Residential

Featured Investment

Brew House Apartments

Pittsburgh, Pennsylvania


Mintbrook Senior Apartments

Bealeton, Virginia


Retreat at Mills Creek

Scottdale, Georgia